With the cost of college increasing far more than inflation for the past decade, college students and recent graduates have been struggling to pay everything. Student loan debt has become the most common form of debt in the United States, totaling more than all credit card debt. Beyond the costs, many college students are still struggling to find work even after they graduate and are often underemployed even if they do find a job. We need to approach this problem from two fronts. First, we need assist college students finance their debt safely and smartly. Second, we need to offer alternatives to four year colleges that cost less and give students practical skills for the workforce.